lunes, 22 de agosto de 2011

Car Rental Insurance in Costa Rica

When you go to rent a car, you will probably be offered an option to get rental car insurance. When considering getting rental car insurance in Costa Rica, you should think about the driving environment you’ll be renting in. In Central Valley, Costa Rica for instance, or San Jose GAM, you’ll be in a fast, urban metropolis in all likelihood, and therefore the odds of you having a collision, vandalism, or theft, increase tremendously compared to renting a car in some place like Guanacaste or Arenal.

As you know, when you go driving, you need to be covered to the extent of the minimum liability requirements for the country you’re driving in. Even if you have minimum liability coverage though, it won’t protect the car you’re driving unless you have additional protection. To this end, when you visit a car rental agency, you’ll be offered rental car insurance to protect the rental car while you’re using it. This will be a condition for renting as long as you are not insured or have a proof of CDW coverage, just in case there is damage to the car, obviously you’ll be responsible for it. So should you get rental car insurance or not? If you have only minimum liability coverage, you probably want to consider it strongly, since your own insurance will not cover damage to the rental car that you’re driving in the event of a collision or another accident. Personal auto insurance from U. S. and Canada will not cover you in Costa Rica. So you need to do you home work by following the simple steps:

Auto insurance in Costa Rica is a government monopoly of the INS (Instituto Nacional de Seguros). Liability insurance from the INS is mandated by law, but provides only minimal coverage. Rental agencies offer supplemental programs that cover deductibles and contingencies other than a simple traffic accident.

First call up your credit card company and ask them what insurance coverage they provide with car rental in Costa Rica?    Each credit card company is different. .  Many credit cards cover Car Rental Insurance, but it is important that you check the fine print to avoid surprises when you're in the middle of an emergency and a huge repair bill is presented to you! Credit cards' coverage only covers the vehicle in case of collision, but will not provide liability coverage. You will need to purchase this from the rental car company as part of your rental.

Some credit card coverage plans do not cover 4 wheel drive vehicles, large vans and large sized SUV, others are not valid in Latin America or Costa Rica and still others do not cover car rental insurance on unpaved roads.  Call your bank (card issuer) and inquire if what you want to do is covered and if possible, get a copy of your coverage to present at the rental car's counter. You can be covered while renting a car in Costa Rica EXCEPT FOR LIABILITY.  So you need to purchase a separate liability insurance policy thru the rental car agency in Costa Rica.

The cost of insurance can approach or exceed the cost of renting. There are three types:
Required by Law—TPL, SLI, SLC or API—Liability Insurance from the INS is required regardless of your policies at home or the claims of your titanium credit card. The cost ranges from $US 10-28 per day depending on the vehicle. This insurance does not cover your rental car at all, only damages to other people, their cars, or property. Unless you purchase supplements, or have documented coverage from your credit card you are still responsible for all damages to the rental vehicle.

Optional—CDW or SLDW—Collision Damage Waivers are a supplement underwritten by the rental company to reduce your liability for your rental car to the deductable amount ($US 1,000-3,000 depending on the company and vehicle) only in the case of an accident. The cost ranges from $US 8-10 per day depending on the company and vehicle. You are still responsible for all losses or damages in the case of negligence, vandalism, road damage, or theft.

This insurance may be replaced by your credit card coverage. Check before you rent, and get it in writing. This document will be required at the time of rental in order for you to decline the CWD offered at the rental counter. Some credit card companies have exclusions specifically against Latin American rentals. Some rental companies do not allow you to waive this insurance regardless of other coverage.

Optional: Zero Liability-Under the names of Full Coverage, Vandalism Supplement, Damage Supplement, and Theft Insurance these extra policies are intended to reduce your liability to zero when combined with SLI and CDW. For example, if the trunk is damaged or a window glass is broken by thieves while they steal your luggage you will be held responsible for the damage unless you have purchased a third level of insurance. The cost ranges from $US 16-21 per day depending on the fine print and vehicle.
Roads of Costa Rica
Roads in Costa Rica are not tremendously developed.  There are plenty of single lane paved roads in Costa Rica.  Even the main highway that goes from Panama to Nicaragua has single lanes.  There are many unpaved roads in Costa Rica.  If you want the freedom to travel anywhere in the country, 4 wheel drive vehicles are helpful.  

If you want to rent a car in Costa Rica, you must be at least 21 years old (some rental car companies use 24 as the minimum driving age) and some rental car companies offer optional covers for young drivers aged 18-21 years.  Your country's license, issued a year or more previously, is valid for driving in Costa Rica for a maximum period of 3 months after your entry date into the country.
You will also need to possess a major credit card for the safety deposit that will be held on your card while you have the car. The deposits can run between $950 - $ 2500 USD depending on the car category. Take note that car rental companies do not accept cash deposits, and if you use a debit card, the amount of the deposit might be higher if accepted, and is actually debited by your bank and not "held" as is done with a credit card, so it will often take more than a month for the bank to return the money to you. Since the rental car has no way of knowing whether the card you are using is a debit or credit, use common sense when doing the transaction or advise you car rental agent about this issue.  
 Costa Rica has many volcanoes, mountainous land and unpaved areas.  What may look very close on the map may actually be a great distance away.  For example, Arenal looks very close to Monteverde on the map, but it is at least 3 hours away.  Driving to Arenal from Liberia looks very close, but is a long and winding road which also takes about 3 hours.  Driving from Playa del Coco to Tamarindo looks very close but is about an hour drive time away.  It could be less on the dirt road, but it is an adventure!
Most rental cars now have GPS systems available for rent and getting one will most probably save you time and add some confidence to your driving experience in Costa Rica. 
Some of the extra costs that may not be included in your rental contract.
  • Government License Plate Fee— $US 1.2 per day, rarely included in quoted rates.
  • Airport Concourse Fee—there is a 12% airport concourse tax added to the cost of any car picked up at, San Jose’s, Juan Santamaría International Airport (SJO) or Liberia Intl. Airport (LIR). If you arrive late and plan to stay in the area (do not drive at night), take a taxi to your hotel and have the car delivered the next morning (often free of charge and saves you a day of rental). If you arrive early and want to get on the road, the car companies have off airport pickup locations a few minutes away.
  • Additional Drivers—$US 5-8 per day
  • Secure Parking—Recommended. Never leave anything in the car!
  • Damages—unless you purchase all of the insurance or your credit card covers it, you are responsible for damage done by potholes, vandals, thieves, falling trees, high tide, army ants, spilled food, and any other imaginable occurrence other than a traffic accident involving another party.
When renting a car, make SURE you do a vehicle damage check before leaving. The agency will give you a form to mark all existing damages. Take your time and do it right! Otherwise you could be paying for damage you did not do. When returning the car, walk the car with the attendant AND make sure he or she signs it off. Keep a copy of this report, and whatever you do, do not go with the BS that they will send it to you. You want a copy of that report now that has been signed and dated.

Also in that report, it should also state the extras that have also been returned like spare tire and GPS. I can not tell you how many horrid stories there are about travelers getting charged for a spare tire that is missing and/or GPS that were supposedly in the glove compartment when you first rented it.

When involved in a car accident, be sure to file your paperwork right away. Many credit card companies put a time limit on turning in your paperwork, usually capped at 45 days from the accident. Rental car companies may delay or miss sending you the invoice and other paperwork until after that period has passed, so be assertive in contacting the national/international franchise or local agency you rented from and asking them to send the bill and requested paper work immediately. Or else you may be stuck with the tab.

So if your rental car company sends you a bill for unpaid administrative fees or other bills, don't pay it until you speak with your credit card company. Insist that your credit card company receive the documentation it needs from the car rental agency to process the claim. You'll likely be referred to a third-party agency, not a staff member of your credit card issuer, and you may have be persistent to defend yours.

Know the terms of each company, and be sure they are clearly understood. This will help you through the process from beginning to end and make your car rental enjoyable and not a horrible experience.

Renting a car in Costa Rica is a great way to get around, because you will be able to do your own touring to different places off the beaten track and not tie up to somebody else´s schedule. The roads are well-marked, the sign are easy to read, and the traffic is pretty light outside urban areas. It is a good idea to have a detailed map when driving in rural area since it is easy to miss a turn.  

36 comentarios:

Whether it’s a party or a wedding, arranging for a limo service in New York is a must nowadays for people there. A high quality limousine in New York at the best competitive price in the market is available only on It is considered to be one of the best of the New York limo services. Even the best of people find it difficult to search for good quality limousines in New York. However one can be completely sure to get the best product here.
Nyc limo service have various options to choose from which are catered to various occasions. Some of them include a wedding limousine service which has experienced professionals working in the area to make sure that great care is taken on one’s wedding day and he / she is not disappointed with the service. The limo service to New York by also include other varieties like prom limousines where care is taken to ensure that the most luxurious ones are provided and an excellent team of chauffeurs which will not only take care of you but also your kids. Another variety offered is the NY Party limousines which has several sub categories and can cater to customers need like a one required for a 16 yr old birthday party or for a bachelor party as well. has an amazing fleet of luxury vehicles for you to provide with reliable transportation and excellent limos services. Find a Palm Beach limo service with more professionalism and convenience anywhere in the area; this is true white glove service. We've been offering our limo service palm beach since 1996, and in the ensuing years we have gained a loyal following of satisfied customers. We offer luxury airport transportation to and from Fort Lauderdale international airport and Miami international airport.

Limo Palm Beach offers world class picks and drop limousines services from airport, West Palm Beach and Fort Lauderdale region. We greet all of your limo rental West Palm Beach needs with premium transportation for all events, business and personal - conference, wedding, reception, prom, even dinner with the best service in the area. We take each individual event into consideration when providing our West Palm Beach limo services, making sure that we are flexible enough to fulfill any customer's needs. VIP limo servie Fort Lauderdale offers personal door to door services in our luxury town to Miami.

We make it our business to get you to your business on time, all the time. Our team is fully experienced with the intricacies and the protocols demanded of staff. We specialize in providing affordable luxury limousine and chauffeured transportation in Fort Lauderdale limo rentals. We offer the finest limo service in West Palm Beach at most attractive and affordable prices. Book our limousine with us and we’ll make your journey a memorable one. We greet all of your limo in West Palm Beach needs with premium transportation for all events, business and personal - conference, wedding, reception, prom, even dinner with the best service in the area.

Contact White Eagles Limo toll free at 1-800-754-6230 with the needed schedule and the schedule will be maintained with both prestige and professionalism. presented very well-maintained and well-presented limousines in Toronto in terms of tidiness and mechanical condition to make your occasion special. Ajax Limo offers exceptional fleet of limousines for wedding, airport, night out, tour and more. Our service is completely insured and certified, which ensures your safety and guarantees quality service on our end.

Toronto Limo Service provides unlimited options and endless facility with the various limousines in Toronto for different occasions. We provide you the most conventional and experienced Toronto Prom Limo transport with best and comfortable facilities. We always assured that our clients receive outstanding facilities when they rent a limo. All Toronto Prom Limo are fully equipped with all the amenities and comforts with screen TV, bar with built in ice chests, lighted dance floor and more.

Our cultured and accommodating staff will work tirelessly to turn your wishes and ideas into realities. The success of our company depends on our ability to please you with our services.

Hamilton Limousine requires great pleasure in going beyond your biggest objectives to make sure that all of your wants and needs are met and exceeded. We have a wide range of amazing limos for your interesting trip to high-end night clubs or a huge celebration. Limo Services Toronto will be popular pertaining to luxury, style and also fashion.

Every Hamilton Party Bus features an excellent party location with all the contemporary services that you could want for your wedding, bachelor party, corporate activities and more. All our Hamilton Limousine Service are kept fresh and well managed to make sure our travelers protection and continuous fun. Hamilton Wedding Limo Service has become one of the quickest increasing organizations offering chauffeured transport to Hamilton. Our organization is fully certified and our respectful staff is experienced professionals. Our exceptional interior and exterior decoration will tell you that you are really adored.

At Hamilton Limos, our fun features will not let you encounter the boredom and exhaustion of long trips. We are assured that no other assistance can provide more interest to your transport needs better than Hamilton Limousine. Our all limousines, regardless of any capacity of vehicles, have the most advanced technological innovation to not only offer you with top level category high-class but also all the enjoyment that you can think about of.

Florida Dream Rent welcomes you to Orlando, the vacation capital of the world. The home of Disney offers Universal and countless other unforgettable vacation attractions. It's all here for the choosing - with a fine selection of luxurious vacation homes in family friendly communities. All our vacation homes are conveniently located within minutes of the major Orlando attractions.

We can assist you in booking your private fully furnished home, rather than reserving multiple hotel rooms with limited space! You too can enjoy your own private pool, as well as a fully equipped kitchen. The team at Florida Dream Rent looks forward to welcoming you to Orlando and assisting you with your personal requirements to find the best vacation home suited to your needs. Take a helicopter flight and watch the sun set over Orlando, or watch the exhilarating fireworks at Disney!

Many visitors choose to stay in fl vacation rental for value, location, privacy, amenities and overall comfort and convenience. Please feel free to contact us with any questions, to help you plan your dream vacation in the Sunshine State and enjoy your private rental property in Orlando. Book your Disney vacation fl now in Orlando.

This was a great article. We're always looking for this type of article.
Top Seattle Insurance

Thanks for the information that you have shared, this is great and wonderful.It is very interesting, , We also have a great details and cheap cars for more information please visit at Dime Car Rentals.

Hi, just wanted to mention, I enjoyed this info. It was practical. Keep on posting!Insurance Car Seattle

Car Insurance Ft. Lauderdale is the most trusted company for car services here in the whole Ft. Lauderdale. I know that you needed this and you should visit there to ensure the safety of your car in their company. Many people had known their great service and that is why they picked them.

Este comentario ha sido eliminado por el autor.

I am hoping the same finest operate from you inside the potential also.

Luxury Service in Orlando
Luxury Transportation in Orlando

Hello there, I have been studying your blog site a short time and also just desired to claim that this means along with word on your website. Excellent stuff.

Airport Taxi Service in Orlando
Luxury Service in Orlando

Hi, you explained the topic very well.
Cheap car insurance


Another opportunity to save money in car audio systems is by going energy efficient. An energy efficient car audio system will cut down your petrol costs, saving you money also you can visite for save money in car audio systems
this sites in the long term. To save energy, you could further incorporate energy efficient amplifiers (to regulate power) and subwoofers into your car audio system.
Thank you

Travelling is an extremely Personalized experience, thus is actually certainly customised from the flight details right lower to what kind involving meal individual prefers though abroad. Planning a good holiday is imperative if items usually are to be able to run smoothly and, especially for families exactly who tend to be from a great budget, even small particulars are generally essential due to the success. trucking insurance

Whether your small business will be brand-new as well as shifting to another levels by simply taking payment by simply credit rating, you may have several options for starting credit cards service provider accounts. In the following paragraphs, all of us present options for starting a service provider accounts when it comes to accounts form as well as what exactly agencies offer balances.
Truckers Insurance

I am following your blog from the beginning, it was so distinct & I had a chance to collect conglomeration of information about car rentals insurance. I hope this will help many readers who are in need of this vital piece of information. Thanks for sharing & keep your blog updated. car rentals in Chennai

I am following your journal from the start, it had been therefore distinct & I had an opportunity to gather conglomeration of data regarding automotive rentals insurance. I hope this may facilitate several readers WHO ar in would like of this important piece of data. Thanks for sharing & keep your journal updated. <a href=" Car Rentals</a>

I am following your journal from the start, it had been therefore distinct & I had an opportunity to gather conglomeration of data regarding automotive rentals insurance. I hope this may facilitate several readers WHO ar in would like of this important piece of data. Thanks for sharing & keep your journal updated. Chennai Car Rentals

Cheap and affordable limo cars sydney/ Sydney’s best wedding and corporate travels cars/ Ez limos services sydney

EZ limos is one of the cheap and affordable limos services in whole Australian cities. We deal and offer sydney best business and corporate and wedding limos, sydney limo services airport services and more.
contact/email id-

Thanks for the information, Very nice your blog. Information shearing for One of the best travels in Chennai, Chennai car travels. We are best provided for Chennai to tirupati tour packages, best offer for group package and also, more details contact for Chennai to tirupati tour package | Tirupati tour package from chennai

shadhanasricabs Operates cabs from chennai Tirupati daily.We offer different Tirupati Packages.we operate Tour from chennai to Tirupati
One Day Tirupati Tour Package From Chennai,Tirupathi one day tour package in shadhanasricabs,Daily tirupathi packages in Daily tirupathi package

Very nice your blog, thanks for more information. The Tirumala temple in Chennai is modelled when the additional famed and original Tirupati temple in state. An entire duplicate of the initial, this temple is visited by thousands United Nations agency are unable to travel up to Tirupati or exchange the curved queues there.
Chennai to tirupati car rental package | Chennai to Tirupati car rental

If you've ever hired a car you're probably familiar with the great rate creep, that strange phenomenon in which unforeseen charges get added to your bill at the last minute.

The benefits of renting a limousine include a comfortable and relaxing drive, courteous driver, Pearson Airport Limo

I also agreed your comments... Thanks for sharing this article.....
Tirupathi tour package from Chennai

You have a great sense of writing I must say. Your post has those facts which are not accessible from anywhere else. It’s my humble request to u please keep writing such remarkable articles.
One Day Tirupati Balaji Darshan Tour Package From Chennai
Tirupati Tour Package From Chennai
Chennai to Tirupati Car Rental
Chennai to Tirupati Car Rental Package
Chennai to Tirupati Car Rental Services

It is important to offer a selection of packages for your customers to buy cars with finance and insurance discount. There are many types of car loans available for dealers and this can enable you to be more flexible.

If you are looking for the luxurious ride. Peterborough limo hire would be the right option for enjoying the luxurious ride with comfortness.

Great blog, learned many things about travelling from this article, very informative. The Tirupati car rental is one of the best places to get car rentals in tirupati.
Tirupati car rentals
Tirupati car travels
Car rentals in tirupati
Car travels in tirupati
Travels in tirupati

This blog is for those who really want to understand why car rental insurance is important. There is a huge option for luxury airport transfers Dubai for more information.

Some credit card coverage plans do not cover 4 wheel drive vehicles, large vans and large sized SUV, others are not valid in Latin America or Costa Rica and still others do not cover car rental insurance on unpaved roads. Call your bank (card issuer) and inquire if what you want to do is covered and if possible, get a copy of your coverage to present at the rental car's counter. You can be covered while renting a car in Costa Rica EXCEPT FOR LIABILITY. So you need to purchase a separate liability insurance policy thru the rental car agency in Costa Rica. minibus hire kent
minibus hire with driver
minibus hire norwich
minibus hire cardiff
liverpool to manchester minibus hire

such a nice post i really apprciate your writting skills and provide the best services of the

customer. thanks for providing me all information regarding car. Rent a car in ernakulam

Publicar un comentario


Twitter Delicious Facebook Digg Stumbleupon Favorites More